There are probably more numbers of scam websites than genuine ones when it comes to obtaining a copy of your credit score free of cost but there are a few sites that has been reviewed and recommended by experts.
By jurisdiction, one is entitled to receive a copy of their credit report annually without any cost but the same facility is not extended in case of a credit score. However, certain websites do offer a free credit score if you either sign up for other credit related services or because they want to increase the drive of traffic towards other credit related websites. Whatsoever be the reason, the following websites do offer a free credit score without any deception.
CreditKarma.com is one such website that offers a free credit score in order to advertise website partners that engage in offering financial services. The site reviews the person’s credit report and comes up with two credit scores- the TransRisk score and the VantageScore, both these credit scores gives a good estimate, of which VantageScore is correctly seen as a good competitor to FICO as the three major credit agencies effectively markets it.
The other website is CreditSesame.com, which along with providing an Experian free credit score also provides a summary of the Experian credit report. The Experian score is easy to comprehend just like the FICO score and is the best approximate. The score, which is automatically generated every month is extremely convenient as it provides users a copy of their free credit score without having to request for one every single month.
Having an idea of the credit score is helpful as it assists the person in monitoring his credit requirements. While applying for a free credit score, however it is imperative that you read the terms and conditions carefully.